Will Getting More Cards Help My Credit Rating?
If you already have a couple credit cards there is no reason to get more. They should already be showing up on your credit report—which you can check for free online once a year—and as long as that’s true then it’s already building up a payment history for you. In fact, opening a lot of new accounts will temporarily give your rating a bit of a dip (not enough to really drop you a credit score range really but enough to consider if you’re going to be applying for anything soon). While more cards isn’t going to help you, you should look at your credit report to see what else may be missing that could.
